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The savings coach · for you and your home

Bachat Guru, the AI expense tracker on WhatsApp

Bachat Guru is an AI expense tracker and savings coach that lives in WhatsApp. Log what you spend in two seconds, by text, voice or receipt photo. Once a week it shows you one place your money is leaking and one way to fix it. ₹499 a month, first 3 days free.

Then ₹499 a month. No card needed.

What Bachat Guru does

  • Spending logged in two seconds

    “Petrol 500.” “Swiggy 340.” Done. Or send a photo of the receipt.

  • Totals by day and month

    Ask how much went on food this month and get the number.

  • A weekly look at where it went

    Category by category, every week, in one short message.

  • One saving a week

    Not a lecture. One specific leak, and one practical fix.

  • A gentle daily nudge

    If you want it, a reminder each evening to log the day’s spending.

See Bachat Guru at work

Real requests, in the words people actually use. Type them, say them, or send a photo.

Bachat Guruonline

Petrol 500, chai 40

Logged. Today ₹540. This month ₹18,230.

On the go
Bachat Guruonline

Food delivery was ₹4,100 this month, double last month. Cooking two of those dinners saves about ₹1,200.

Theek hai, try karte hain

Sunday morning

Who hires Bachat Guru

What it costs

Price₹499 a month for Bachat Guru
Included1,500 messages every month
Free trialThe first 3 days, with no card needed
If messages run outThe agent pauses until you top up. Nothing is charged without your yes.
CancellingAny time, from app.gokalki.com

Questions about Bachat Guru

Does Bachat Guru connect to my bank account?

No. You tell it what you spent. It never asks for bank logins, card numbers or passwords.

Does it give investment advice?

No. It shows you where your money goes and suggests everyday savings. It does not recommend investments.

Can my family log expenses together?

Yes. Add their numbers and everyone’s spending goes into the same household total.

Where is my spending kept?

In a Google Sheet that belongs to you.

Works well with

Your first hire is one message away.

Three days free. Then ₹499 a month. Say hi, hand over one job, and see how it feels to have help.

Last updated 3 October 2026.